Tax Payment Plan Calculator
Determine the best IRS payment plan based on your financial situation
Tax Debt Details
Monthly Finances
Financial hardship (cannot pay basic expenses)
Recommended Plan: Streamlined Large Installment Agreement
Extended plan for debts up to $50,000
Monthly Payment
$250.00
Payoff Period
60 months
Setup Fee
$43
Est. Interest
$6000.00
Total Cost of Plan
$21043.00
Includes debt + interest + setup fee
Requirements:
- Debt under $50,000
- Can pay within 72 months
- Current filing compliance
Payment Plan Options
Streamlined IA ($10K max)
No financial disclosure, $43 fee, 36-month max term
Streamlined Large IA ($50K max)
No detailed financials, $43 fee, 72-month max term
Regular IA (Over $50K)
Full Form 433 disclosure, $225 fee, negotiable terms
Currently Not Collectible
No payment required, debt suspended during hardship
Note: IRS interest rates change quarterly. Current rate ~8%. Setup fees may be waived for low-income taxpayers. Apply online at IRS.gov or call 1-800-829-1040.