Social Security Dependent Benefit Calculator
Calculate benefits for spouse, children, or dependent parents.
Age Eligibility
Dependent Age:62
Min Eligibility Age:62
Spouse: age 62+ (early) or any age if caring for child under 16. Child: under 18 or disabled adult child.
Dependent Benefit Calculation
Worker PIA:$ 2000
Base Benefit:$ 1000
Max Benefit:$ 1000
Early Reduction:$ 350
After Reduction:$ 650
Spouse: 50% of PIA at full retirement age.
Family Maximum Benefit (FMB)
FMB Limit:$ 3760
Total Family:$ 2650
Exceeds FMB:No
FMB = 150-188% of PIA. If worker + dependents exceed FMB, benefits are reduced proportionally.
Benefit Type Summary
Spouse:50% PIA
Survivor:100% PIA
Child:50% PIA
Parent:82.5% PIA
Percentages are at full retirement age. Early claiming reduces spousal/survivor benefits.
Dependent Benefit Key Points
- Spouse: 50% of worker's PIA (at FRA)
- Survivor: 100% of worker's PIA (at FRA)
- Child: 50% until 18 (or 19 if student)
- Disabled child: benefits continue after 18
- Early spouse claim: up to 35% reduction
- FMB limits total family benefits
- Worker must be receiving benefits
- Divorced spouse: if married 10+ years
- Dependent parent: if no other support
- Check SSA for exact eligibility