Qualified Dividends Tax Calculator
Calculate tax on qualified vs ordinary dividends.
Qualified Dividend Rate
Rate:0%
Income:$ 90000
Status:marriedJoint
0% Threshold:$ 94050
15% Threshold:$ 583750
Qualified dividend rates based on total income and filing status.
Tax Comparison
Qualified Tax:$ 0
Ordinary Tax:$ 2400
Savings:$ 2400
Qualified dividends save 100% vs ordinary income treatment.
Total Tax
Dividend Tax:$ 0
Other Income Tax:$ 17600
Total Tax:$ 17600
Effective Rate:19.6%
Recommendation
Income within 0% bracket - qualified dividends completely tax-free! Maximize qualified dividend income.
Qualified Dividend Requirements
- Paid by US corporation or qualified foreign corporation
- Holding period: 60+ days for common, 90+ days for preferred
- Holding period includes ex-dividend date
- Received in taxable account (not IRA/401k)
- Not hedged positions (no offsetting positions)
- Foreign: country with US tax treaty or traded on US exchange
Qualified Dividends Key Points
- 0%, 15%, or 20% rates
- Rate based on total income
- 60+ day holding period
- Must be taxable account
- US or qualified foreign corp
- Not hedged positions
- Reported on Form 1099-DIV
- Box 1a total, 1b qualified
- Schedule B for reporting
- Maximize qualified income