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Inflation Calculator

See how inflation erodes purchasing power over time. Calculate what your money will be worth in the future.

Future Value Needed
$13,439
to match $10,000 today
Purchasing Power in 2030
$7,441
equivalent value
Total Value Lost
$2,559
25.6% erosion

Purchasing Power Over Time

Year-by-Year Impact

YearFuture Value NeededPurchasing PowerValue Lost
2020$10,000$10,000$0
2021$10,300$9,709$291
2022$10,609$9,426$574
2023$10,927$9,151$849
2024$11,255$8,885$1,115
2025$11,593$8,626$1,374
2026$11,941$8,375$1,625
2027$12,299$8,131$1,869
2028$12,668$7,894$2,106
2029$13,048$7,664$2,336
2030$13,439$7,441$2,559

Protecting Against Inflation

Invest: Stocks historically beat inflation (avg 7-10% return)
High-yield savings: Earn 4-5% APY to partially offset
I Bonds: Treasury bonds with inflation protection
Real Estate: Property values often rise with inflation
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