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Estimated Tax Payments Calculator

Calculate quarterly estimated tax payments for self-employed individuals and those with income not subject to withholding.

Income Sources

Deductions

2024 Standard deduction: $14,600 (Single) or $29,200 (MFJ)

Income Summary

Total Gross Income:$150000.00
Taxable Income:$125400.00
QBI Deduction:$10000.00
Filing Status:Single

Tax Calculation

Federal Income Tax:$23138.50
Self-Employment Tax:$7064.77
Social Security Tax:$5725.70
Medicare Tax:$1339.08

Total Tax Due

$30203.28
Federal income tax + Self-employment tax

Withholding vs Tax Due

W-2 Withholding:$15000.00
Remaining Tax Due:$15203.28

Quarterly Estimated Tax Payments

$3800.82 per quarter
Total annual payment: $15203.28

Payment Due Dates

QuarterDue DatePayment
Q1April 15$3800.82
Q2June 15$3800.82
Q3September 15$3800.82
Q4January 15 (next year)$3800.82

Safe Harbor Rule

Pay 90% of current year tax ($27182.95) or 100% of prior year tax to avoid underpayment penalty.
Penalty may apply if underpayment exceeds $1000. Underpayment: $12182.95

Key Rules

  • Estimated tax required if expected tax due exceeds $1,000 after withholding.
  • Self-employment tax: 15.3% (12.4% SS up to $168,600 + 2.9% Medicare, no limit).
  • QBI deduction: 20% of qualified business income, reduces taxable income.
  • Quarterly due dates: April 15, June 15, September 15, January 15.
  • Safe harbor: Pay 90% of current year or 100% of prior year tax.
  • High income (AGI over $150K): Safe harbor increases to 110% of prior year.
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