Retirement Phased Retirement Guide for Partial Retirement (2026)
Understand phased retirement: gradual transition, part-time work, pension bridge, and phased retirement programs.
Summary
Phased retirement allows gradual transition from full-time work. This guide explains programs, pension bridges, and planning.
Key Steps
- 1Gradual transition: reduce hours gradually rather than abrupt stop.
- 2Pension bridge: some employers offer partial pension during transition.
- 3Part-time work: supplement pension/Social Security with part-time income.
- 4Health benefits: check if part-time status maintains health coverage.
- 5Test retirement lifestyle: phased approach lets you adjust gradually.